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Homeowners | Automobile | Motorcycle | Watercraft | Recreational Vehicles | Personal Umbrella Liability

Homeowners

For most people, their home is their biggest investment. That's why it is important to protect your investment with a homeowner's insurance plan customized to your needs.

The basic protection provided by a homeowner's policy includes coverage for your home, other buildings or structures on your property, your personal property such as your furniture and clothing, and your personal legal liability.

In addition, some of the companies we represent offer guaranteed replacement cost coverage on your home and replacement cost coverage on your personal property. They offer coverage for earthquake, water backup of sewers and drains, identity theft, special form personal property coverage, and mechanical breakdown to name a few.

We can also secure insurance for additional residences and rental properties that you own. See us for any of your home insurance needs including flood insurance.

We provide coverage for:

Automobile

With the ever-rising costs of jury settlement, it is important you obtain adequate coverage limits on your automobiles in the event of an accident. If you need assistance in determining the level of coverage that is right for you, we will be happy to sit down and discuss the options with you.

In addition to the liability coverages required by state law, your policy could also provide coverage for medical payments, comprehensive, collision, auto rental, and emergency road service. Endorsements are available for replacement cost coverage on your vehicle and liability coverage for the personal use of your company vehicle.

Coverage can be provided for your

Motorcycle

Watercraft

Recreational Vehicles

Personal Umbrella Liability

Umbrella insurance is designed to give you added liability protection above and beyond the limits of your homeowners, automobile and other personal insurance policies. You can purchase $1 million up to $5 million of additional liability insurance to pay for expenses such as an injured person's medical bills, rehabilitation and lost wages due to an accident or mishap for which you are held liable. It also covers your legal defense. An Umbrella also provides coverage for losses that are not covered under the primary personal policies. Some losses that an Umbrella could include are:

The cost of an umbrella policy is very minimal in contrast to the extensive coverage it provides. Call us for more information and a quote!

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