Individual Health Insurance
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Individual Medical | Health Savings Account | Short Term Medical | Travel Insurance | Medical Supplements Medicare Part D
Individual Medical
Permanent insurance that can be carried with you. Various deductibles and coinsurance are available for:
- Self-employed persons and their families
- Part-time employees
- Employees without group health insurance
- Early Retirees
- Children no longer eligible under their parent's policy
Health Savings Account
A HSA is a tax favored savings account, authorized by federal legislation, to be used in conjunction with a qualified high deductible health insurance plan.
A HSA allows you to save for health care expenses including eye glasses, braces, long-term care insurance premiums, etc. HSA's have been called the "Medical IRA". Deposits into the HSA are tax deductible and withdrawals for qualified medical expenses are tax free.
Short Term Medical
Low cost option available for 30-180 days for:
- People in between jobs
- Employees in their probationary period
- Foreign exchange students
- Employees on a leave of absence
- Recent college graduates
- Anyone in need of temporary health coverage
Travel Insurance
Temporary medical coverage for U.S. and Non U.S. citizens traveling abroad.
Medicare Supplements
Cover expenses not covered by Medicare for:
- People who are age 65 or older
- People with disabilities under age 65 who are eligible for Medicare
Medicare Part D
Provides some coverage for prescriptions for Medicare beneficiaries.