A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim.
As natural catastrophes continue growing in number and severity, everyone should be prepared for quick evacuation in case of emergency. Even if you don't live in an area known for natural disasters, you should always be ready in case you have to make a sudden evacuation.
Vehicle crash statistics are startling. A vehicle crash occurs every five seconds, someone is injured in a vehicle crash every 10 seconds, and someone dies in a car crash every 12 minutes.
As technology has developed, so has people’s ability to overcome the traditional communication barriers of time and distance. Using telecommunication to bridge the gap of time, distance, and affordability is a step forward in the health care industry, reaching patients in need of medical attention.
Every year, September is recognized as National Preparedness Month. The campaign's goal is to create awareness of the planning needed to prepare for an emergency or disaster. This year’s theme is “Prepared, Not Scared.”
Not every trip needs to be insured; however, if the cost, risk of illness, or potential for interruption has you feeling cautious, then trip insurance may be a wise investment. Asking yourself the following questions may help you decide:
When considering a plan, take inventory of the components of your trip. Pre-paid vacation home rentals, car rentals, and event tickets are unique items to insure, yet they can be costly if forfeited due to an unexpected circumstance. If these costs are added to the total pre-paid price of the trip, a comprehensive travel insurance plan could protect you if your trip should be canceled or interrupted.
Recognizing employees for their hard work is an essential component in improving employee engagement. Despite the importance of employee recognition, a Deloitte survey reveals that 45% of U.S. workers reported they haven't been recognized at work in at least six months.
Both employers and employees both have much to gain from a successful voluntary benefits program.
Workplace injury rates rise during the summer months. When summer rolls around, companies in many sectors, including agriculture and construction, significantly increase production.
Increased road construction raises risks for workers and drivers. Many of the newly hired workers are young and inexperienced, creating a high potential for workplace injuries.
Toiling in the sun is also a leading cause of weather-related injuries, including heatstroke, heat cramps, and heat exhaustion. Heat illnesses occur when the body overheats to the point it cannot cool off, even with sweating.
When you apply for life insurance or open a retirement account, you'll be asked to name beneficiaries. This is an important step in financial planning.