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April 4, 2019

Did you know that millennials have become the nation’s largest living population? Millennials, also known as “Gen Y,” are projected to surpass 75 million this year.  In fact, more than 1 in 3 American workers is a millennial. That means millennials – those workers age 18-34 – have the largest share of the country’s workforce, and this number will only increase as more finish college and enter the workforce. 

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April 3, 2019

Crime Insurance has been around for decades with a focus on protecting companies from employee and vendor theft, fraud and forgery. 

By contrast, Cyber Insurance was created to protect companies from damages occurring from cybercrime. The first cyber policies covered such things as customer notification, credit monitoring and other related services, as well as third-party liability.

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March 27, 2019

Do you have expensive art in your home: Paintings, sculptures, glass works, textiles, ornamental jewelry, and other items?

If you have art, is it "fine art" - a one-of-a-kind work that may have some historic or artistic significance that required a specific fine skill to create, and is rare and unique?

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March 25, 2019

The average age of a construction worker is now in the 40s. Baby boomers - people born between 1946 and 1964 - represent 40% of the construction industry workforce, according to the Center for Construction Research and Training.

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March 21, 2019

Despite expectations, Fed-OSHA under the Trump administration has not backed off on enforcing workplace safety regulations.

In fact, the agency is as aggressive as ever and citations are higher than ever as well, after fines were increased substantially three years ago. Based on the agency's own statistics, a company that's inspected has only a 25% chance of not receiving a single citation.

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March 18, 2019

Spring is around the corner and, just like you do before winter, it's time to take care of housekeeping items to keep up your home and reduce the chances of problems down the road.

Parts of your home can be damaged during winter's harsh weather, particularly if you have endured storms and unusual weather.

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March 13, 2019

Group life insurance is often offered to employees as an employee benefit. It serves as both an employee retention tool and a way provide employees some peace of mind for their families.

There are various avenues for funding these group plans, and different underwriting criteria that can either reduce or increase the premium amounts. In most cases, life insurance face amounts will vary from policy to policy and will usually be based in part on each employee's base salary.

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March 11, 2019

Cost containment will be the chief workers' comp insurance concern for U.S. employers over the next 12 months, according to a survey.

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March 6, 2019

While overall workplace injuries have been falling in the last decade, the numbers of deadly and catastrophic injuries are actually on the rise.

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March 4, 2019

Thanks to advances in technology and the Internet, more and more people are running home-based businesses, either full-time or part-time.

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