​After an employee is injured on the job, recuperation times can vary, but every day they are away from work, the claim cost increases and productivity suffers.

​Recent research shows that employers lose about 80 million work days annually due to workplace injuries or illnesses. The number of employees who remain away from work more than seven days because of injuries or illnesses stretches into the millions.

This means that employers are left to deal with the high cost of workers' compensation premiums, lost productivity and disability benefits. But, by creating a special incentive program, you can greatly reduce these costs.

​Overexertion and falls are among the most common types of workplace injuries in the United States, according to a new study.

Liberty Mutual's "2019 Workplace Safety Index" reports on the causes and costs of the most common injuries across eight major industries. The list can help employers understand the kinds of injuries that are most likely to occur on their worksites.

With the information in hand, review your current workplace safety programs to make sure you are focusing your efforts in the right area.

​The typical family's income slips by more than $12,000 in the year after a breadwinner suffers a critical illness such as a heart attack, stroke or cancer, according to a study by Metropolitan Life Insurance Company.

This reduction of income isn't primarily due to lack of medical coverage. It is actually attributed to the inability to work and earn an income. The approximate out-of-pocket medical expenses add about $3,000 in extra costs during the first post-diagnosis year.

​Health care costs continue to rise, and it can feel as though there is nothing you can do to combat the expenses—but there is. Taking control of your overall well-being can lower your health care costs.

​Parts of the Midwest have been experiencing record flooding, caused by rains and the melting snow that fell in the winter. 

And as the weather becomes more unpredictable, many areas throughout the country are experiencing flooding with increasing regularity. Moreover, some regions are flooding for the first time in recorded history.

Floods are the leading weather-related cause of property damage. After Hurricane Sandy, the National Flood Insurance Program paid out well over $6 billion in claims.

There are steps you can take to protect yourself.