Not every trip needs to be insured; however, if the cost, risk of illness, or potential for interruption has you feeling cautious, then trip insurance may be a wise investment. Asking yourself the following questions may help you decide:

• Are you traveling abroad or more than 100 miles away from home?
• Are you hyper-aware of the cost of your travel arrangements?
• Are you concerned an injury or illness of you or a loved one may affect your trip?
• Are you traveling during a heightened risk of severe weather, like the winter holidays or hurricane season?
• Does your trip include pre-paid home rentals, car rentals, or event tickets?

​When considering a plan, take inventory of the components of your trip. Pre-paid vacation home rentals, car rentals, and event tickets are unique items to insure, yet they can be costly if forfeited due to an unexpected circumstance. If these costs are added to the total pre-paid price of the trip, a comprehensive travel insurance plan could protect you if your trip should be canceled or interrupted.

Recognizing employees for their hard work is an essential component in improving employee engagement. Despite the importance of employee recognition, a Deloitte survey reveals that 45% of U.S. workers reported they haven't been recognized at work in at least six months. 
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Both employers and employees both have much to gain from a successful voluntary benefits program. 
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Workplace injury rates rise during the summer months. When summer rolls around, companies in many sectors, including agriculture and construction, significantly increase production.

Increased road construction raises risks for workers and drivers. Many of the newly hired workers are young and inexperienced, creating a high potential for workplace injuries.
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Toiling in the sun is also a leading cause of weather-related injuries, including heatstroke, heat cramps, and heat exhaustion. Heat illnesses occur when the body overheats to the point it cannot cool off, even with sweating.

When you apply for life insurance or open a retirement account, you'll be asked to name beneficiaries. This is an important step in financial planning.

Prevent Blindness has declared August as Children’s Eye Health and Safety Awareness month. The goal of this month is to inspire and encourage parents to make their children’s vision health a bigger priority. 
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Since the new school year is approaching, it’s important for parents to schedule a comprehensive eye exam for their children before the school year starts. As a good rule of thumb, you should aim to have your children’s eyes examined once they are three years old.

August is here, and so is Safe + Sound week. Safe + Sound week is a nationwide event held each August that recognizes the successes of workplace health and safety programs and offers information and ideas on how to keep America’s workers safe. 

​Advance planning is an important safety measure when it comes to tornadoes because storms that produce tornadoes can develop quickly. Everyone should know exactly what to do before and during a tornado. 

Research consistently points to time away from work as improving productivity, lowering stress, and reducing absenteeism.