Employers are responsible for educating their employees about the health coverage options they offer. Now, amid massive uncertainty caused by events such as the COVID-19 pandemic, the upcoming presidential election and the impending court case over the constitutionality of the Affordable Care Act (ACA), employees may be more stressed than ever about the status of their employee benefits. That’s why it’s so critical to provide transparent and effective communication to employees about their benefits.
Understanding certificates of insurance
When stores lease real estate spaces or construction firms win jobs, the party on the other end usually has a particular set of requirements.
One of the requirements is that the tenant, contractor, or borrower show proof that he or she has adequate insurance.
Copies of insurance documents may be sufficient. But, not all companies want copies sitting around. A suitable substitute for document copies is a certificate of insurance.
Telecommuters Have Poor Ergonomics
Most companies are serious about workplace safety and that goes even for office workers, whom they provide with proper chairs and ergonomically appropriate workstations.
But with so many people suddenly having been thrust into working from home, workers have converted guest bedrooms, kitchen tables and living rooms into workspaces, and ergonomics has mostly gone out the window in the process. Most telecommuters are working at makeshift spots in their homes, often on laptops in positions that are far from ergonomically correct.
Since the onset of the COVID-19 pandemic, public health officials have cautioned the public about the potential negative mental health effects caused by these uncertain times.
Cybercrime and Benefits Plans
According to recent estimates from the University of Maryland, there is a cyberattack every 39 seconds. Data breaches and cyberattacks are daily headlines—and employee benefits plans are no exception to that threat.
The coronavirus (COVID-19) pandemic has caused uncertainty, stress and worry for many for the past few weeks. Even as businesses reopen and restrictions are lifted, many Americans are experiencing considerable anxiety.
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An AssuredPartners Agency
In February 2020, The Friedman Group joined AssuredPartners, the 11th largest insurance brokerage in the U.S. This partnership provides us access to additional capital and a national footprint that enables us to continue to negotiate the most favorable coverage terms and conditions for our clients, and allows us to provide an even broader spectrum of risk management support services.