Buyers of long-term care insurance often focus on just the coverage basics, such as the level of daily benefits, length of coverage, and under what conditions the policy will pay a claim.
While these basics form the chassis of the policy, long-term care policies offer a host of other options that may prove beneficial to the policyholder. Employees are your most valuable assets, which makes having a workplace safety program to protect them essential.
Loss control is about employers caring for their workers' safety. Successful loss control programs are means of reducing injuries and the severity of a potential accident. With recent advances in both technology and the internet, many Americans have or are planning to start a home-based business.
But will your homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no. Every employer, no matter how small, faces the specter of being sued by a past, present, or prospective employee at some time.
Employment practices claims have become so widespread that businesses are more likely to have an employment practices liability claim than a general liability or property loss claim. Information security is one the greatest challenges for companies allowing remote work during the COVID-19 outbreak. When an employee is at the office, their work is protected by safety standards that keep your company’s network and data secure. However, an employee working from home may not have the same safety measures in place to protect your organization’s devices and information.
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September 2022
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501 Bell St.
Dubuque, IA 52001
Phone: (563) 556-0272
An AssuredPartners Agency
In February 2020, The Friedman Group joined AssuredPartners, the 11th largest insurance brokerage in the U.S. This partnership provides us access to additional capital and a national footprint that enables us to continue to negotiate the most favorable coverage terms and conditions for our clients, and allows us to provide an even broader spectrum of risk management support services.
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