Workplace injury rates rise during the summer months. When summer rolls around, companies in many sectors, including agriculture and construction, significantly increase production.

Increased road construction raises risks for workers and drivers. Many of the newly hired workers are young and inexperienced, creating a high potential for workplace injuries.
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Toiling in the sun is also a leading cause of weather-related injuries, including heatstroke, heat cramps, and heat exhaustion. Heat illnesses occur when the body overheats to the point it cannot cool off, even with sweating.

When you apply for life insurance or open a retirement account, you'll be asked to name beneficiaries. This is an important step in financial planning.

Prevent Blindness has declared August as Children’s Eye Health and Safety Awareness month. The goal of this month is to inspire and encourage parents to make their children’s vision health a bigger priority. 
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Since the new school year is approaching, it’s important for parents to schedule a comprehensive eye exam for their children before the school year starts. As a good rule of thumb, you should aim to have your children’s eyes examined once they are three years old.

August is here, and so is Safe + Sound week. Safe + Sound week is a nationwide event held each August that recognizes the successes of workplace health and safety programs and offers information and ideas on how to keep America’s workers safe. 

​Advance planning is an important safety measure when it comes to tornadoes because storms that produce tornadoes can develop quickly. Everyone should know exactly what to do before and during a tornado. 

Research consistently points to time away from work as improving productivity, lowering stress, and reducing absenteeism.

The Federal Trade Commission (FTC) reports that over 13.1 million Americans are victims of identity theft each year. As a result, they are unable to use their credit cards, cannot obtain new loans and, in some cases, are subject to criminal investigations for crimes they did not commit. One of the fastest growing crimes in America, identity theft, can cost a victim a significant amount of time and money as they try to repair their good name and credit. As business increasingly moves towards e-commerce and away from face-to-face transactions, the risk of ID theft will only continue to grow.

​Social media has grown by leaps and bounds over the past decade. What many people don't understand are the unique risks that come along with social networking.

Anyone using Facebook, Instagram, Twitter, LinkedIn or any other social networking site should exercise extreme caution in what they decide to say online.

​It's a nightmare scenario for any new car buyer. You drive it off the lot and a few days later another driver runs a red light, smashing into your car and severely damaging most of the front end and irreparably damaging the frame - essentially totaling the vehicle.

Luckily nobody was injured, but will insurance cover the total loss? Are you expecting the insurer to pay off the loan? That may not always be the case.

Since the other driver was at fault, their insurer will be the one picking up the tab for your vehicle and, as repairing it is out of the question, it will have to pay you for the damage.

But, if you only put a little bit of money down when taking out a loan on the car, you could end up having to pay off at least some part of the loan balance that's left over after the insurer pays you for your vehicle. 

​According to Prevent Blindness America, more than 2,000 eye injuries occur each day while people are at work. Of these injuries, 10% result in missed days of work and of those injuries, 10 to 20% will cause temporary or permanent blindness. However, almost 90% of these injuries could have been prevented by wearing the appropriate eye protection while on the job.