​Did you know that one third of all households would feel adverse financial impacts within one month if a primary wage earner died?

​Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics.

The number of Medicare Advantage plans is increasing, as is the quality of care and services that Advantage beneficiaries receive, according to a new report.

Disaster doesn't wait for your family to be together to strike. In fact, it may well happen while children are at school or one or both parents are away at work.
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Do you have a plan in place to take care of your family until you can reunite? Will you even be able to find them after a major disaster? Will your plan still work if many of the local cell towers are down?

​The coronavirus pandemic has forced many people to lose their employer-sponsored health coverage, and some who had not purchased a plan may finally be considering it due to the current public health crisis.

Summertime is the most popular season for people to consider purchasing a pool for their home. Installing a swimming pool in your home is a huge investment, and one to consider very carefully. Besides just the initial cost of the pool, insurance coverage needs to be considered fully as well.
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​People often worry about fires damaging their homes and commercial buildings. While fires are dangerous and can cause extensive damage to property, they are rare compared to another element that is in the home or building every minute of every day: Water. 

Properties suffer water damage more frequently than they do other causes of loss. Water damage emergencies occur 14,000 times a day in American homes and businesses, according to insurance industry data.

If you have a car insurance policy, it’s important that you know what a garaging address is and how it could possibly impact you.

​Do you have enough liability insurance? If there were a vehicle accident for which you were at fault, and a family breadwinner were disabled or killed, would your auto liability policy offer enough coverage to pay for a lifetime of lost wages due to such an event? 

The specter of having a severe illness or injury that requires long-term care is a scary proposition for most anybody, not to mention the financial obligations you would face.

But trying to time when the best age is to purchase a policy is not an easy decision. Obviously, you don't want to buy the policy too early and unnecessarily spend thousands of dollars on premium over your life for coverage you may not need until you are much older.
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​Spring is around the corner and, just like you do before winter, it's time to take care of housekeeping items to keep up your home and reduce the chances of problems down the road.

Parts of your home can be damaged during winter's harsh weather, particularly if you have endured storms and unusual weather.

Here are some tips on upkeep - both outside and inside the home - that you should tackle to identify issues that may be developing or to head off future problems: 
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