With summer quickly approaching, it's important to consider the weather conditions that come with it. Workers exposed to hot and humid conditions are at risk of heat-related illness, especially those doing heavy work tasks or using bulky or non-breathable protective clothing and equipment. Some workers might be at higher risk than others if they have not built up a tolerance to hot conditions, or if they have certain health conditions.
North American Occupational Safety and Health Week is recognized each year during the first full week of May to raise awareness about occupational safety, health and the environment.
Workplace injuries are a significant risk for any business, and they can lead to costly medical bills, lost productivity, and increased insurance premiums.
An increasing number of warehouses are using conveyor systems to move products to and from different areas of the facility.
As if businesses didn't have enough to worry about, online scammers have started sending out malicious e-mails to organizations about coronavirus that appear to be from business partners or public institutions.
Job-related injuries occur every day in workplaces across the country. Often these injuries happen because employees have not been trained or, over time, have gotten lax in following safe job procedures.
As the coronavirus continues to spread, more people are being asked to self-isolate and many employers are scrambling to put systems in place to allow their employees to telecommute.
Companies that are not set up for telecommuting arrangements have legitimate concerns about productivity, communications, and even the possibility of workers' comp claims stemming from home hazards that may not be typical in the workplace.
But there are steps you can take to make sure that you keep your employees engaged and on task.
We are reminding employers to post OSHA Form 300A from February 1 to April 30.
According to Prevent Blindness America, more than 2,000 eye injuries occur each day while people are at work. Of these injuries, 10% result in missed days of work and of those injuries, 10 to 20% will cause temporary or permanent blindness. However, almost 90% of these injuries could have been prevented by wearing the appropriate eye protection while on the job.
Do I have Business Interruption coverage for this?
In order for the Business Interruption (Business Income) policy to trigger coverage, there has to be a “covered cause of loss.” The form of your policy provides the answer, which has, up to this point, been a resounding no. All of the commercial property company’s forms we have read have a Virus or Bacteria Exclusion, which excludes loss or damage caused by, or resulting from, any virus, bacterium, or other micro-organism that induces, or is capable of inducing, physical distress, illness, or disease.
ISO (Insurance Services Office) recently released two optional endorsements to address limited BI coverage related to the Coronavirus. In our discussions with companies, they have to file these endorsements and also be willing to utilize them. As of now, we have not seen any companies who are interested in providing these endorsements going forward.