​In the business world, barely a week goes by without a major cyber incident happening. To help guide businesses toward cyber preparedness, Hiscox has come out with its 2019 Cyber Readiness Report.

This year’s report shows that of the companies surveyed, most experienced one or more cyber attack in the past year. The cost and frequency of these attacks have increased significantly, as well as the risks involved for small and medium sized companies.

​Perhaps you remember the embarrassing scenario for NASA in early 2019, when the space agency was forced to cancel its first-ever all-woman spacewalk because they didn't have two suits on the International Space Station that fit them.

While most people were shocked, women in professions that require them to wear personal protective equipment (PPE) know the challenges they face in getting equipment that fits properly.

​The sun releases energy, called radiation, in various forms: in the sunlight you see, the heat you feel, and the invisible ultraviolet (UV) rays that cause you to get sunburned. UV rays from the sun can also damage your eyes and hurt your vision.

​Many businesses that produce some type of pollutant throughout the course of daily operations don't know they are doing so.

Those businesses that know they are producing pollutants have processes and safeguards in place to reduce their release into the environment. However, it’s important to understand that a business can be held liable for some very costly damages when these byproducts pollute another property or harm another individual.

Pollution liability clauses were once part of general liability policies, but the extensive asbestos problems in the 1970s spurred most insurers to remove pollution protection from their general liability policies.

​Summer has finally arrived! With all the fun these few short months hold, it’s easy to overlook the dangers that may be lurking.

Whatever your summer plans, take the following steps to protect your children and family to ensure that you have a safe summer free of avoidable accidents: 

​As road construction kicks into full swing, it’s important to drive safely to protect yourself and those around you. According to the Federal Motor Carrier Safety Administration, over 700 fatalities happen every year in work zones. However, you can easily stay safe while driving in work zones if you follow some important tips!

​People often worry about fires damaging their homes and commercial buildings. While fires are dangerous and can cause extensive damage to property, they are rare compared to another element that is in the home or building every minute of every day: Water. 

Properties suffer water damage more frequently than they do other causes of loss. Water damage emergencies occur 14,000 times a day in American homes and businesses, according to insurance industry data.

​In October and November of 2011, floods inundated large parts of central Thailand, including thousands of factories that made everything from automotive parts and hard disk drives to eyeglass lenses and air conditioners. In addition to the human and economic cost in Thailand, the disaster affected businesses around the world.

Carmakers in Detroit shut down because they could not get the parts they needed and half of the world's hard disk drive production was wiped out, leaving computer manufacturers with stalled assembly lines. When disasters like this occur, businesses around the globe feel the effects. 

In addition to making advance arrangements for alternative suppliers, businesses can protect themselves by purchasing two types of insurance coverage: Contingent business interruption, and supply chain insurance.

​As summer approaches and the number of hot days increases, you have to pay attention to the temperature gauge and how long your kids are out playing in the sun. 

Heat illness kills hundreds of Americans every year, and it is the number one weather-related killer. Also, heatstroke is the top cause of exercise-related deaths among high school students.  

​As the economy continues expanding, companies need to be careful about adequately managing their risk, according to a report by Advisen Inc., an insurance research and data firm.

Increased activity typically means proportionally additional losses. For example, more trucks driving more miles will inevitably result in more accidents. However, other kinds of risk can actually increase more than the jump in business activity. We look at three such areas here.