Buyers of long-term care insurance often focus on just the coverage basics, such as the level of daily benefits, length of coverage, and under what conditions the policy will pay a claim.
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While these basics form the chassis of the policy, long-term care policies offer a host of other options that may prove beneficial to the policyholder. 

According to the National Safety Council, more than 700 people are injured in distracted driving crashes on a typical day. During Distracted Driving Awareness Month – and all year long – keep yourself and others around you safe with these tips. 

When autumn arrives, and leaves fall, you'll want to clear out your eaves and rain gutters, and trim back branches and hedges that grew long over the summer.

With recent advances in both technology and the internet, many Americans have or are planning to start a home-based business.
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But will your homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no.

Every employer, no matter how small, faces the specter of being sued by a past, present, or prospective employee at some time.

Employment practices claims have become so widespread that businesses are more likely to have an employment practices liability claim than a general liability or property loss claim.
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​​Information security is one the greatest challenges for companies allowing remote work during the COVID-19 outbreak. When an employee is at the office, their work is protected by safety standards that keep your company’s network and data secure. However, an employee working from home may not have the same safety measures in place to protect your organization’s devices and information.

​Approximately one in five Americans have some hearing loss. Often unavoidable due to the natural process of aging, hearing loss can also result from exposure to loud noises over time. 
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Employers are responsible for educating their employees about the health coverage options they offer. Now, amid massive uncertainty caused by events such as the COVID-19 pandemic, the upcoming presidential election and the impending court case over the constitutionality of the Affordable Care Act (ACA), employees may be more stressed than ever about the status of their employee benefits. That’s why it’s so critical to provide transparent and effective communication to employees about their benefits. 

When stores lease real estate spaces or construction firms win jobs, the party on the other end usually has a particular set of requirements.
 
One of the requirements is that the tenant, contractor, or borrower show proof that he or she has adequate insurance.
 
Copies of insurance documents may be sufficient. But, not all companies want copies sitting around. A suitable substitute for document copies is a certificate of insurance. 
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