Many people shy away from long-term care insurance because they worry about premium hikes or the fact that if they don't use the coverage, they never benefit from their premium payments. But now there is a policy that melds long-term care insurance with life insurance.
A new year brings new issues for HR professionals to contend with. Some challenges are similar to previous years, while others are more unique and complicated. Despite inherent difficulties, staying tuned in to these six trends can keep you ahead of the game in 2019