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Many people shy away from long-term care insurance because they worry about premium hikes or the fact that if they don't use the coverage, they never benefit from their premium payments. But now there is a policy that melds long-term care insurance with life insurance.

A new year brings new issues for HR professionals to contend with. Some challenges are similar to previous years, while others are more unique and complicated. Despite inherent difficulties, staying tuned in to these six trends can keep you ahead of the game in 2019

While life insurance may seem confusing and is not a topic people want to address, it is important to have life insurance and to pick the right type of policy.

There are several steps employers can take to maintain a healthy driver workforce.

On December 19, 2018, the Department of Health and Human Services (HHS) issued proposed regulations to rescind the requirement that employers and plan sponsors obtain and use a unique health plan identifier (HPID).

While you don't want to pay too much for a policy, don't make the mistake of underinsuring your most valuable asset.

Most general liability policies contain a broad exclusion that applies to aircraft (as well as autos and watercraft). The exclusion eliminates coverage for any bodily injury or property damage that you (or any other insured) cause while owning, maintaining, or using an aircraft.

While employers try to ensure their employees are provided a safe workplace by reducing the chances of accidents and injuries, it's important not to overlook employee stress. 

More and more employers are being overwhelmed by all of the compliance requirements associated with managing employee benefits. The Guardian Life Insurance Company of America's "Benefits Balancing Act" study found that 60% of employers are feeling overwhelmed with the increased complexity of managing their benefits programs. One of the main...

Regardless of the size of a nonprofit or its board of directors and officers, every nonprofit organization should secure an appropriate amount of D&O insurance.