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April 22, 2019

Long-term care covers a variety of custodial (unskilled or semi-skilled) types of care.  Although nursing homes are still part of the long-term care equation, there are many other options to consider:

  • Home health care
  • Community-based care
  • Assisted living facilities
  • Adult day care
  • Respite care
  • Hospice care
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April 17, 2019

In our health- and fitness-focused culture, it can be easy to lose sight of what well-being really encompasses. At its most basic, well-being refers to feeling good and living both safely and healthily. It refers to wellness in all aspects of life, including, but not limited to physical health, mental health, social health and financial health.  The concept of well-being can have implications on your overall quality of life, health and happiness.

Learn more about four of the tenants of well-being—physical, mental, social and financial—and how you can focus on improving each area. 

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April 15, 2019

The availability of home DNA-testing kits has resulted in many unanswered questions about life insurance.

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April 10, 2019

As winter starts subsiding, the harsh elements of the season can do serious damage to roadway surfaces, mostly in the form of potholes.

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April 8, 2019

A new report highlights the risks to commercial real estate owners from natural catastrophes and climate-related disasters, which are happening with increasing frequency.

The report by Heitman LLC, a global real estate company, in conjunction with the Urban Land Institute, found that the increasing risks from catastrophes are bringing new challenges to commercial property owners in terms of risk mitigation and securing appropriate property coverage, which may become more difficult in the future. 

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April 4, 2019

Did you know that millennials have become the nation’s largest living population? Millennials, also known as “Gen Y,” are projected to surpass 75 million this year.  In fact, more than 1 in 3 American workers is a millennial. That means millennials – those workers age 18-34 – have the largest share of the country’s workforce, and this number will only increase as more finish college and enter the workforce. 

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April 3, 2019

Crime Insurance has been around for decades with a focus on protecting companies from employee and vendor theft, fraud and forgery. 

By contrast, Cyber Insurance was created to protect companies from damages occurring from cybercrime. The first cyber policies covered such things as customer notification, credit monitoring and other related services, as well as third-party liability.

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March 27, 2019

Do you have expensive art in your home: Paintings, sculptures, glass works, textiles, ornamental jewelry, and other items?

If you have art, is it "fine art" - a one-of-a-kind work that may have some historic or artistic significance that required a specific fine skill to create, and is rare and unique?

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March 25, 2019

The average age of a construction worker is now in the 40s. Baby boomers - people born between 1946 and 1964 - represent 40% of the construction industry workforce, according to the Center for Construction Research and Training.

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March 21, 2019

Despite expectations, Fed-OSHA under the Trump administration has not backed off on enforcing workplace safety regulations.

In fact, the agency is as aggressive as ever and citations are higher than ever as well, after fines were increased substantially three years ago. Based on the agency's own statistics, a company that's inspected has only a 25% chance of not receiving a single citation.

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