Traffic accidents continue to be one of the leading causes of high-severity workers' comp claims, according to research.
The National Council on Compensation Insurance found in a study that the cost of workers' comp claims for accidents involving motor vehicles was 250% more than the average for all workplace accidents.
The study also found significant differences between the cost of claims involving large trucks and passenger cars, as well as a reduction in the number of accidents during economic recessions.
Besides a threat to other drivers on the road, any injuries your employees suffer while on driving for you on the job will end up being paid for by your workers' comp policy as well any time missed from work due to the injury.
The study found:
Safe-driving rules for your staff
Encourage your employees to drive safely and abide by the safety rules you establish.
A good set of rules, drawn up by OSHA and which should be in writing for your employees, is:
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In February 2020, The Friedman Group joined AssuredPartners, the 11th largest insurance brokerage in the U.S. This partnership provides us access to additional capital and a national footprint that enables us to continue to negotiate the most favorable coverage terms and conditions for our clients, and allows us to provide an even broader spectrum of risk management support services.